|First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community. First Financial Bancorp was initially formed by three former savings and loan executives who were responsible for residential, multifamily and commercial lending in the Southern California area. First Financial Bancorp uses numerous sources both institutional and non-institutional to provide its clients the best possible financing available.
First Financial Bancorp is widely viewed as the real estate lender of the future.
Utilizing funds provided by various Wall Street firms, First Financial Bancorp
has loaned over three billion dollars in capital to real estate borrowers with
sizing needs ranging from 100-thousand dollars to 100-million dollars. Property
types range from single-family homes, apartment buildings, anchored and unanchored
retail centers, office buildings, warehouses, hotels, nursing homes, and self-storage
Loans committed by First Financial Bancorp close with regularity due to the diligence
of our experienced in-house staff that underwrite and process your loan. The
loan process at First Financial Bancorp is designed to be timely and straightforward.
All possible obstacles are addressed up-front so there are no surprises at the
end of the process. First Financial Bancorp is not tied to specific underwriting
guidelines. Structuring expertise and creativity are utilized to create secured
transactions that meet the borrowers' needs.
A large part of First Financial Bancorp's success is based, on the strength
of our relationships. Not only does First Financial nurture the relationships
with our clients, we also developed long-standing relationships with our lenders.
We are team players who have pulled together a practiced group of professionals
appraisers, escrow officers and title experts who share the goal of securing
mortgages. We put you on the team, and we provide you the level of involvement
and communication that is most comfortable to you.
At First Financial Bancorp, we are mortgage professionals who earn our livelihoods every day by giving you what you want: a loan with the lowest possible interest rate and best possible terms that closes on time with the least amount of effort on your part. We are innovators who use our experience and creativity to structure loans that make the most sense for you.
Founded in California in 1992, First Financial Bancorp works with some
of the biggest names in the business. Our mission is to bring the unlimited
financing capabilities of the capital markets to the real estate community,
along with the structuring expertise and creativity long associated with
As with any task, repetition creates competence, and competence leads to market advantage and success. At First Financial Bancorp, we have that market advantage and a strong record of success, which is measured by clients that use our services time and time again.